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First Time Homebuyers: Granbury, Lake Granbury and Pecan Plantation Texas home buying, real estate listings, and homes for sale in Hood County, TX

Welcome > For Buyers > First Time Homebuyers ...

Buying Your First Home? REALTORSŽ Are Your Professional Guides. Make Sure You Choose a Top Expert.

You might be a bit afraid or intimidated by the whole process of buying your first home. As a top Granbury, Lake Granbury and Pecan Plantation real estate expert, it's my job to guide you, from beginning to end.

I will take the time to go through each and every step of the buying process. There are no dumb questions!

Together, we will consider:

- How much can you really afford?

- How to qualify for a mortgage.

- How much cash you should put down.

- How to buy a home with little or nothing down.

- What it takes to get approved for financing. What banks and other financial institutions are looking for.

- How much your payments will be.

- The tax advantages of buying.

- Is renting or buying better for you?

Tell me a bit about your situation below. I'll get right back to you. There is absolutely no charge, and I offer this to you with no strings attached.

New to the home buying process? Tell me your concerns. Ask me questions. It's my job to help! There's no obligation, and I promise to get back to you quickly...

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First Time Buyers >More Down Payment Help

One of the most common deterrents to first-time home buyers is the lack of a down payment. However, the home loan industry has practically re-created itself in the last ten years, making it easier than ever to obtain a mortgage, and new mortgage programs are always cropping up.

Some states sponsor loan programs that allow buyers to purchase a home without putting any money down. A parent or other relative can guarantee repayment of ten percent of the loan if the buyer defaults. The only cash needed is for the closing costs, which typically run about three percent of the loan. Parents can also give their children down payment help through a personal note or second trust deed. The terms can be set up for monthly payments or annual payments amortized over a period of time. You could pay the interest only, and have the payoff due when the property is sold.

With so many alternatives, doesn't it make sense to call your real estate agent for a free consultation? You may be closer to home ownership than you think.

	See All Tips In The "First Time Buyers" Category >
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Q	What was considered the world's tallest building one hundred years ago?
A	The Eiffel Tower in Paris, France, completed in 1889 and standing 984 feet tall, is still considered one of the world's greatest structures.
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Rod Davis, REALTORŽ, real estate agent and broker for Granbury, Lake Granbury and Pecan Plantation Texas home listings, property and land for sale - NUMBER1EXPERT(tm)

Rod Davis
RE/MAX Lake Granbury
4810 E. Hwy 377
Granbury
TX 76049
817-578-0660
817-326-5921
800-749-8199
Fax: 817-573-0794
roddavis@NUMBER1EXPERT.com
Rod Davis, a native Texan and graduate of the University of Texas at Austin, began selling real estate in 1994 after spending 25 years working with the public in the school communications and public relations field. He has attained membership in RE/MAXs Platinum Club and Hall of Fame. He also holds the ABR (Accredited Buyer Representative) designation. Rods honesty and people skills make buyers and sellers feel very comfortable working with him, and his never-say-die attitude and positive results earn him many personal referrals from satisfied customers. His experience in working with customers in all neighborhoodsfrom $50,000 homes to $1 million estateshas taught him how to be a great communicator, negotiator and problem-solver when it comes to residential real estate. License # 0432333

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NUMBER1EXPERT™ in real estate for Granbury, Lake Granbury and Pecan Plantation, Texas,lakefront properties, resort properties

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